General Liability Insurance in Stockton, CA
Every business faces risks when interacting with customers, clients and the public. General liability insurance is designed to help with costs arising from common incidents, such as third-party injuries or property damage.
Common Scenarios Where General Liability Insurance Helps 
General liability insurance often comes into play in everyday business situations. For example:
- A customer slips and falls in your store and requires medical attention.
- Your employee accidentally damages a client’s property while on the job.
- A competitor claims your advertising infringed on their rights.
Legal fees and settlement costs can add up quickly in each case. With coverage, businesses may have resources to address these expenses without dipping into operating funds or reserves. That means owners can focus on running the company instead of worrying about one incident derailing progress.
What General Liability Insurance Doesn’t Cover
While general liability insurance is broad in scope, it doesn’t apply to every situation. Most policies do not include coverage for employee injuries (generally addressed by workers’ compensation insurance), professional mistakes (which may fall under errors and omissions coverage), or damage to your property. Intentional acts and contractual liabilities are often excluded.
Learn More Today
General liability insurance can play a valuable role in a business’s risk management strategy. At Yeyes Auto Insurance & Tax Agency, we can help you explore how this coverage works and answer your questions. Contact us today for a customized general liability insurance quote.